State of the Claims Market 2026
2026 sets a challenging mix of softer premium conditions and tougher claims outcomes. While pricing may be easing in some areas, insurers are applying policy terms more rigorously, examining sums insured and business interruption values more closely, and taking a firmer approach to warranties, exclusions and claims notifications.
At the same time, claims costs continue to rise due to inflation, supply chain pressures, severe weather, regulatory change and increasingly complex risks such as cyber, ESG and evolving technologies.
Our latest State of the Market: Claims 2026 report explores these trends in more detail, highlighting why strong risk information, accurate valuations and prompt claims handling will be essential for organisations in the year ahead.