Painter and Decorator Insurance
Specialist insurance solutions for the unique risks faced by painters and decorators

Specialist Insurance Solutions for Painters and Decorators
At PIB Insurance Brokers, we understand the unique risks faced by painters and decorators. Whether you’re self-employed, run a small business, or manage a team, our tailored insurance solutions are designed to protect you, your tools, and your reputation. With years of experience supporting tradespeople, we offer comprehensive cover and expert advice, so you can focus on delivering quality work for your clients.
Why Do Painters and Decorators Need Insurance?
Working as a painter or decorator involves a range of risks, from accidental damage to client property to injuries on site. Having the right insurance in place not only safeguards your business but also gives your clients confidence in your professionalism.
Key risks include:
- Accidental damage to property
- Injury to clients, staff, or members of the public
- Theft or loss of tools and equipment
- Legal disputes or claims
What Does Painter and Decorator Insurance Cover?
Our insurance policies for painters and decorators can include:
- Public Liability Insurance - Protection against claims for injury or property damage caused by your work
- Employers’ Liability - Covers legal costs and compensation if an employee is injured or falls ill
- Tools & Equipment Cover - Safeguards your essential tools against theft, loss, or damage
- Personal Accident Cover - Provides financial support if you’re unable to work due to injury
- Contract Works Insurance - Covers ongoing work and materials on site
- Professional Indemnity - Protection against claims for professional advice or design errors
Our team can help you identify the right combination of cover for your specific needs.
Why Choose PIB Insurance Brokers for your Painter and Decorator Insurance?
Running a business is demanding – your insurance shouldn’t add to the stress. We go beyond simply arranging cover. We act as your partner, helping you protect what matters and plan with confidence.
- Personal Service: You’ll have a dedicated team who know your business, not a call centre queue. We pride ourselves on building lasting relationships and being there when you need us most.
- Expert Advice: Our specialists understand the challenges SMEs face. Whether it’s navigating new regulations, managing risks, or planning for growth, we provide clear, practical advice that helps you make informed decisions.
- Market Access: As part of one of the UK’s leading insurance broking groups, we give you access to a wide range of insurers and products that aren’t available on comparison sites – ensuring you get the right cover at the right value.
- Ongoing Support: Insurance isn’t a one-off purchase. From day-to-day queries to claims handling and risk management advice, we’re with you throughout your business journey.
- Competitive premiums: Quality cover at affordable, competitive prices
Ready to Protect Your Decorating Business?
Protect your painting and decorating business with insurance you can trust.
FAQs
Do I need insurance if I’m a self-employed painter?
Yes, public liability insurance is essential to protect you against claims for accidental damage or injury.
Can I cover my tools and van?
Absolutely. We offer comprehensive tools and equipment cover, and can arrange van insurance as part of your policy.
Is employers’ liability insurance required?
If you employ anyone, even on a temporary basis, you are legally required to have employers’ liability insurance.