Cyber insurance
Cover options for cyber crime, data breaches and operational disruption, with specialist support.
Cyber insurance from PIB Insurance Brokers
At PIB Insurance Brokers we arrange cyber insurance alongside practical risk management to help organisations build resilience. Businesses have different levels of exposure, so we help you choose cover that fits your systems, data, contracts and suppliers.
What cyber insurance can cover
- Incident response: access to IT forensics, legal, PR and crisis communications support.
- Ransomware support: guidance on containment and recovery, and cover for extortion payments where lawful and agreed by insurers.
- Data breach costs: notification, call centre services, credit monitoring and regulatory defence costs.
- Business interruption: loss of gross profit or extra expense due to a system outage or cyber event.
- Cyber crime: social engineering, funds transfer fraud and phishing-related losses (subject to underwriting).
- System damage and restoration: repair or replacement of corrupted data, software and systems.
- Third-party liability: defence and settlements for privacy breaches, media liability and network security failures.
- Reputational support: PR costs to protect your brand and stakeholder confidence.
Cover varies. Cover, limits and exclusions vary between insurers, and your policy wording decides what is and isn't covered.
Why choose PIB Insurance Brokers for your cyber insurance?
- Access to CyberPrepare: test and assess your cyber resilience.
- Evidence for insurers: CyberPrepare's findings give insurers clear, objective evidence of your controls, which may help when we negotiate terms.
- Specialist cyber knowledge: our cyber specialists, led by Steve Cross, our Group Technical Director, follow threat trends, insurer appetite and sector-specific risks.
- Cover that fits: we look at your systems, data flows, contracts and risk tolerance when choosing cover. There's no one-size-fits-all.
- Market access: relationships with UK and international insurers, so we can compare terms and breadth of cover.
- Support throughout: from risk assessment and employee awareness to incident response and help with claims.
- Practical resilience: guidance on the controls insurers expect, such as MFA, backups, email security, patching and supplier risk.
CyberPrepare: assess your cyber risk
PIB CyberPrepare, developed with cyber incident response firm STORM Guidance, combines a non-invasive scan of your domain with a structured cyber questionnaire. Together they assess your resilience from both an attacker's and a defender's point of view.
You get a clear resilience report setting out findings, observations and insights, with practical recommendations to strengthen your security. CyberPrepare is a risk management tool. It's not insurance, and isn't regulated by the FCA.
What our clients say
Reviews from PIB Insurance Brokers clients across the sectors we work with, collected by Reviews.io.
Would your business cope with the cost of a cyber attack? Talk to us about your cover.
Get a quoteFrequently asked questions
Is cyber insurance only for large companies?
No. Smaller businesses are also targeted, often because they have fewer resources and controls. Policies are available for organisations of all sizes.
Will my policy pay a ransom?
Extortion payments may be covered where lawful and agreed by insurers, but the focus is on safe recovery and resilience first.
If I use cloud services, am I already covered?
Cloud providers protect their own infrastructure. Your data, operations, liabilities and regulatory duties remain your responsibility.
How much cyber cover do I need?
Consider the data you hold, the revenue at risk from downtime, your regulatory exposure and your supplier dependencies. We can help you work through realistic scenarios.