PIB Insurance Brokers’ State of the Market Report 2026

Experts from across PIB share insights into current market conditions for the major risk and product areas

State of market report

PIB Insurance Brokers’ State of the Market Report 2026

Martin Lacey, Chief Broking Officer, introduces this year’s report, in which experts from across PIB share insights into current market conditions for the major risk and product areas. The report discusses the anticipated challenges and developments in the UK insurance market in 2026, focusing on regulatory changes, sustainability pressures, digital transformation, and evolving claims dynamics.

PIB Insurance Brokers’ State of the Market Report 2026 looks at:

  • Where underinsurance is being exposed at claim stage
  • How climate and reinstatement costs are shaping underwriting
  • Why cyber resilience now influences pricing and capacity
  • What regulatory developments mean for claims and governance
  • Where there is genuine opportunity to improve insurance programme structures and limits

Find out how these can impact you and your business, along with our recommendations to help you achieve a positive outcome.

 

To download the full State of the Market report, please fill in your details below to access the pdf:

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